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First Home Buyer Blueprint
1) Course Outline
Welcome - what's in the course? (1:01)
About your Coach - Joe Gardiner
Get Support - Book a Free 45 Minute First Home Buyer Coaching and Strategy Session
2) Why buy a home or investment property?
Why buy a home or investment property? (4:56)
Is there a coming property crash or correction?
5 Common First Home Buyer Mistakes - and how to avoid them! (7:11)
3) Figuring out what house you can afford
What is Pre-Approval and why is it so important? (1:42)
Your Property Budget - Have a Look at an Buying Example (Actual Borrowings and Full Workings)
6 First Home Buyer Strategies to use when you have a Low Deposit (7:41)
What is LMI and How does it work? (Lenders Mortgage Insurance) (6:08)
How using a Family Pledge can help you buy (Detailed Explanation) (4:24)
Loan Applications - 7 Items that will affect your application (5:58)
4) The Fundamentals of Home Loans
What is a Home Loan? (5:42)
Home Loans - Fixed Rates Explained (8:25)
Home Loans - Variable Rates Explained (4:00)
Offsets Accounts and how they work (4:10)
A Smart choice - Split Loan structure (4:28)
The Redraw Feature - Basic Home Loans (4:44)
Must Know Home Loan terms (3:05)
Home Loan Terms and Glossary
A Line of Credit - Is it a good option?
5) Finding the Perfect Home
The Role of A Buyers Agent (2:19)
My Personal experience with Auctions (4:29)
What happens when I am successful at an Auction? (Step-by-step) (6:32)
Is a Townhouse right for you? (5:09)
Remember to get Insurance! (1:49)
Download - Home Features Checklist
Download - Offer Template
How To Negotiate With An Agent and What Questions To Ask (6:24)
How to Do Property Research (6:06)
Should I consider a Unit? (1:52)
What does a Conveyancer do? (2:48)
Buying Off The Plan (8:33)
6) After the purchase - Loan Documents and Valuation
Explainer on Bank Valuations (After Contract Signing) (2:01)
Milestone: Unconditional Approval (0:52)
Signing the Loan Documents (1:34)
7) Preparing for Settlement
Verification Stage (0:41)
Settlement booking (1:02)
8) Its Yours!! Settlement and Moving In
Milestone: Settlement Day (6:24)
Organising Moving & Connecting Utilities
Download: Moving Checklist
Council Rates and Parking (2:00)
9) Whats next: Managing Your First Home Loan
Welcome Pack after Settlement (4:07)
When is my first repayment due? (2:24)
10) Bonus - More Advanced Tips and Money Management
Using equity in your home (2-5 years later)
Insurances You Must Have (5:07)
Interest Only Loans - How to Use Them (8:10)
Getting your Super Sorted! (Important!) (6:20)
Introduction: Going Further (1:08)
4 Must Do Items for Financial Stability (5:58)
A Smart choice - Split Loan structure
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